I build trusted products in regulated environments — where the hard part isn't shipping features, it's earning the confidence to rely on them. Ten years across banks, payment providers, and financial institutions, the last several leading product from 0→1 in compliance, risk, and AI.
10+ yrs in financial services/IIM Calcutta MBA/UK work authorized
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Overview
Across a decade in financial services, I've moved from credit and risk into product — leading end-to-end
development across merchant monitoring, risk decisioning, AI copilots, and regulatory intelligence, and
delivering scalable products that strengthened compliance, reduced operational risk, and made investigations
meaningfully faster. My work spans global rollouts, third-party integrations, and building AI products
people can actually trust in tightly regulated settings.
My depth is in financial services and risk, but the throughline is broader: turning ambiguous, high-stakes
problems into products enterprises adopt and rely on. That translates across B2B SaaS wherever trust,
complexity, and scale are the real constraints.
Built a 0→1 AI-powered FinCrime platform protecting 3M+ merchants across payment providers, and shipped a RAG regulatory-intelligence copilot into analyst workflows.
Product Manager
Punjab National Bank · enterprise risk platforms
Oct 2019 – Mar 2022
Owned an Early Warning System monitoring $200M+ in assets — cut fresh NPA inflows 15%.
Credit Manager
Oriental Bank of Commerce · infrastructure & equity finance
Aug 2017 – Sep 2019
Managed $20M+ in deals, holding NPA below 4% through disciplined covenant monitoring.
Assistant Manager
Oriental Bank of Commerce · portfolio & deposits
Jun 2014 – Jul 2017
Top-3 regional rank in deposit mobilization, exceeding quarterly targets.
Education
MBA, Indian Institute of Management, Calcutta · 2023